Car Payment Amortization Calculator
Shopping for a car often starts with "what's the monthly payment?" A full schedule answers the better question: how much interest are you paying over the term? This $30,000 loan at 8.0% over five years shows every dollar.
Controls below support extra payments if you plan to pay ahead. CSV export helps compare dealer financing against credit union offers line by line.
Estimate only. Dealer APR quotes and your bank's schedule should match within rounding.
Loan:$30,000.00 at 8% for 5 years (monthly)
Monthly payment:$608.29
Total interest:$6,497.52· Payments:61
| # | Payment | Principal | Interest | Extra | Balance |
|---|---|---|---|---|---|
| 1 | $608.29 | $408.29 | $200.00 | $29,591.71 | |
| 2 | $608.29 | $411.01 | $197.28 | $29,180.70 | |
| 3 | $608.29 | $413.75 | $194.54 | $28,766.95 | |
| 4 | $608.29 | $416.51 | $191.78 | $28,350.44 | |
| 5 | $608.29 | $419.29 | $189.00 | $27,931.15 | |
| 6 | $608.29 | $422.08 | $186.21 | $27,509.07 | |
| 7 | $608.29 | $424.90 | $183.39 | $27,084.17 | |
| 8 | $608.29 | $427.73 | $180.56 | $26,656.44 | |
| 9 | $608.29 | $430.58 | $177.71 | $26,225.86 | |
| 10 | $608.29 | $433.45 | $174.84 | $25,792.41 | |
| 11 | $608.29 | $436.34 | $171.95 | $25,356.07 | |
| 12 | $608.29 | $439.25 | $169.04 | $24,916.82 |
Showing first 12 of 61 rows. Download PDF or CSV for the full schedule.
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