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Auto Loan Amortization Schedule

Car loans are shorter and smaller than mortgages but the maths work the same way: fixed payment, declining interest, rising principal share. This example is $35,000 at 7.5% over six years — typical for a used or mid-range new vehicle.

Enter your dealer quote in the controls below and download a PDF before you visit the lot. Seventy-two payments fit on a few printed pages.

Does not model gap insurance, doc fees rolled into the loan, or early payoff penalties your contract may include.

Loan:$35,000.00 at 7.5% for 6 years (monthly)

Monthly payment:$605.15

Total interest:$8,571.13· Payments:73

#PaymentPrincipalInterestExtraBalance
1$605.15$386.40$218.75$34,613.60
2$605.15$388.81$216.34$34,224.79
3$605.15$391.25$213.90$33,833.54
4$605.15$393.69$211.46$33,439.85
5$605.15$396.15$209.00$33,043.70
6$605.15$398.63$206.52$32,645.07
7$605.15$401.12$204.03$32,243.95
8$605.15$403.63$201.52$31,840.32
9$605.15$406.15$199.00$31,434.17
10$605.15$408.69$196.46$31,025.48
11$605.15$411.24$193.91$30,614.24
12$605.15$413.81$191.34$30,200.43

Showing first 12 of 73 rows. Download PDF or CSV for the full schedule.

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