Auto Loan Amortization Schedule
Car loans are shorter and smaller than mortgages but the maths work the same way: fixed payment, declining interest, rising principal share. This example is $35,000 at 7.5% over six years — typical for a used or mid-range new vehicle.
Enter your dealer quote in the controls below and download a PDF before you visit the lot. Seventy-two payments fit on a few printed pages.
Does not model gap insurance, doc fees rolled into the loan, or early payoff penalties your contract may include.
Loan:$35,000.00 at 7.5% for 6 years (monthly)
Monthly payment:$605.15
Total interest:$8,571.13· Payments:73
| # | Payment | Principal | Interest | Extra | Balance |
|---|---|---|---|---|---|
| 1 | $605.15 | $386.40 | $218.75 | $34,613.60 | |
| 2 | $605.15 | $388.81 | $216.34 | $34,224.79 | |
| 3 | $605.15 | $391.25 | $213.90 | $33,833.54 | |
| 4 | $605.15 | $393.69 | $211.46 | $33,439.85 | |
| 5 | $605.15 | $396.15 | $209.00 | $33,043.70 | |
| 6 | $605.15 | $398.63 | $206.52 | $32,645.07 | |
| 7 | $605.15 | $401.12 | $204.03 | $32,243.95 | |
| 8 | $605.15 | $403.63 | $201.52 | $31,840.32 | |
| 9 | $605.15 | $406.15 | $199.00 | $31,434.17 | |
| 10 | $605.15 | $408.69 | $196.46 | $31,025.48 | |
| 11 | $605.15 | $411.24 | $193.91 | $30,614.24 | |
| 12 | $605.15 | $413.81 | $191.34 | $30,200.43 |
Showing first 12 of 73 rows. Download PDF or CSV for the full schedule.
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