15-Year Mortgage Amortization Schedule
A 15-year mortgage builds equity faster and pays far less total interest than a 30-year loan at the same rate — but the monthly payment is higher. This schedule shows $300,000 at 6.0% over 15 years: 180 payments instead of 360.
Use controls below to match your quote or explore a refinance scenario. Every-payment detail fits on fewer pages than a 30-year table. Your numbers stay on your device.
Estimate for planning. Does not include taxes, insurance, or HOA in the payment column.
Loan:$300,000.00 at 6% for 15 years (monthly)
Monthly payment:$2,531.57
Total interest:$155,682.79· Payments:181
| # | Payment | Principal | Interest | Extra | Balance |
|---|---|---|---|---|---|
| 1 | $2,531.57 | $1,031.57 | $1,500.00 | $298,968.43 | |
| 2 | $2,531.57 | $1,036.73 | $1,494.84 | $297,931.70 | |
| 3 | $2,531.57 | $1,041.91 | $1,489.66 | $296,889.79 | |
| 4 | $2,531.57 | $1,047.12 | $1,484.45 | $295,842.67 | |
| 5 | $2,531.57 | $1,052.36 | $1,479.21 | $294,790.31 | |
| 6 | $2,531.57 | $1,057.62 | $1,473.95 | $293,732.69 | |
| 7 | $2,531.57 | $1,062.91 | $1,468.66 | $292,669.78 | |
| 8 | $2,531.57 | $1,068.22 | $1,463.35 | $291,601.56 | |
| 9 | $2,531.57 | $1,073.56 | $1,458.01 | $290,528.00 | |
| 10 | $2,531.57 | $1,078.93 | $1,452.64 | $289,449.07 | |
| 11 | $2,531.57 | $1,084.32 | $1,447.25 | $288,364.75 | |
| 12 | $2,531.57 | $1,089.75 | $1,441.82 | $287,275.00 |
Showing first 12 of 181 rows. Download PDF or CSV for the full schedule.
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